Making a new investment

1.50% of the amount invested.

This charge applies to all new investments and pensions we establish on your behalf. This includes the reinvestment of existing policies or pension plans, if they are transferred to a new arrangement.  We only recommend transferring from one product to another, if there is a clear benefit after costs are accounted for.

This charge is reduced to 1% if the total amount of both new and existing investments exceeds £2m.

Ongoing investment management

0.65% per year of the value of your investments.

Your investments are kept under regular review. We make updates to your portfolio as and when required, to optimise performance. We ensure any investments remain appropriate for your objectives, aligned to your financial plan, and do not exceed the level of investment risk you are comfortable with.