https://www.wetheralls.co.uk/home daily 1.0 2025-08-18 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592316032304-DPHIVGJDREWETRWKV9SG/what-do-we-do-it-for-square.png Wetherall's - trusted independent financial advisers in Manchester. - Who do we work with? We provide financial planning and wealth management to business owners and professionals, past and present. Our clients have diverse backgrounds. Some are still hard at work and others enjoying retired life. All share a common goal; to ensure their finances are in good order and managed effectively, to achieve the things they want in life. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592480487243-G6RM1MC7K459NU17R2W7/why-do-our-clients-square.png Wetherall's - trusted independent financial advisers in Manchester. - Why do our clientS choose us? We do things differently. We’re financial planners, so we put you and your life goals at the centre of the advice process. Wealth management, investments and any supporting products are then completely tailored to your needs. In a recent survey 100% of our clients said they would recommend us to others and 100% believe working with us has, or will, help them achieve their objectives. https://www.wetheralls.co.uk/who-we-work-with daily 0.75 2026-03-04 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1591608245293-1EBYFULV2YC6QPDMKRU4/14241468_10210466436395411_4617689668357984405_o.jpg Who we work with https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592564485824-DPQ6Q8H6VM05UJ6RDWOR/photo-1518981588883-40296c52334d.jpg Who we work with https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592472484809-7EARJFX9Z29K0YCA6E8U/photo-1474552226712-ac0f0961a954.jpg Who we work with - Financial foundations You’re starting to think seriously about your future, your finances and the life you want for you and your family. Your earnings are improving, you’re building capital and may be wondering what to do with it. You may have several fragmented pensions built up in the early years of your career, but don’t really know what they mean. You might also be thinking about moving up the property ladder or making changes to your existing home, considering whether to use capital or borrowing to do so. As your financial situation is becoming more complex, you want to know your money is working hard for you, with a clear plan for the future, to know that you and your family are on track to reach your goals. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592472504458-4I1WY97XKIQDK75GRBZP/photo-1569073120512-05362a6b92e7.jpg Who we work with - Wealth consolidation Years of hard work have brought success in your business or professional career. As a result, you’re enjoying a good lifestyle, but work/ life balance may be a challenge. You may have built up substantial savings, investments and pensions, with equity in your home and other property or stock market investments. If you have children they’re likely growing up fast, so you may be thinking about funding their education or helping them onto the property ladder. You know what you want out of life, but between work and family life, you’re often time-poor, so managing your finances often takes a back seat. You want to ensure your money is working as hard as you are, and that you are on track to achieve your life goals. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592472522705-EL2UUV4MWAO9IPT6VY3H/photo-1567698634332-42caabdbde98.jpg Who we work with - Retirement transition You’re starting to think about winding down, potentially reducing your working hours or planning to sell your business. You want to ensure that the wealth you’ve acquired during your working life is secure and managed effectively, to maintain your financial security and live a great life in retirement. Knowing how to replace the income streams you had during working life is important, so you can transition into the next chapter of your life with confidence. You want a clear retirement plan, to understand how much you can spend, so you can enjoy life without worrying about depleting your capital or running out of money. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592472538222-CRFUG7ZYX5UHTXRZVTWV/photo-1473679408190-0693dd22fe6a.jpg Who we work with - Security and legacy You want to continue to enjoy a great lifestyle, with contingency and financial security as you grow older. You want to ensure you are not spending too much, or too little, to get the most out of your money, so you can enjoy an active retirement whilst still in good health. Having a pro-active care plan for when you reach your elder years would provide peace of mind and you are considering how to pass surplus wealth down to future generations of your family. Having spent a lifetime building your financial legacy, you want it to be inherited by your children and grandchildren, without paying an undue amount of inheritance tax. https://www.wetheralls.co.uk/what-we-do daily 0.75 2026-03-04 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1591608233821-1OR81C6PSFMFT3ZPDM3W/image-asset.jpeg Financial Planning and Wealth Management https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1605642910021-PPT40XT8WJU44G2GXBL1/image.jpg Financial Planning and Wealth Management https://www.wetheralls.co.uk/why-choose-us daily 0.75 2025-05-02 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592480111916-NS66VIAEUULX0SQYU33W/photo-1502334518726-5ef39c6aae0a.jpg Why choose us https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/ed6856da-f7ee-4a8b-83cf-44d8a0042131/photo-1452421822248-d4c2b47f0c81.jpg Why choose us - We are financial planners As financial planners, we believe in planning for your financial journey, not just investing your capital. It’s only right that you and your life goals come first. We’ll spend plenty of time discussing your objectives, any challenges you face, and where you want to go in life, both at the outset of our relationship, and during our regular reviews. This ensures that our financial planning strategy and investment approach is always tailored to you, and the things you want to achieve. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/94952604-6925-47ee-8214-c01f5f3f52f2/photo-1588591795084-1770cb3be374.jpg Why choose us - We are independent We have independent financial adviser status. This means that when it comes to managing your investments and selecting the plans and products that sit around them, we can choose from the whole of the market. Unlike some large advice businesses, we have no ties or obligations to use particular products, providers, or one-size-fits-all solutions. This enables us to put the financial pieces together, using the absolute best tools for the job, whilst controlling costs. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/ee349470-980d-4490-a551-296c39f3ea6e/Awards.jpg Why choose us - We are highly rated We regularly survey our clients and are delighted to say that 100% of those who completed our last survey would recommend our services to other people, whilst 100% believe working with us has helped them achieve their life goals and objectives. We’re also proud of our many Google reviews, which tell stories of how our work has enriched the lives of our clients and what they think about our service. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/11600934-181c-4104-b25a-278344768c72/Wetherall%27s+Survey+Infographic+%28800+x+3200+px%29.jpg Why choose us - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.wetheralls.co.uk/our-fees daily 0.75 2026-03-04 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1591782212286-4UYNYOFDMBFUSYLAVCLQ/image-asset.jpeg Our fees https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592376423903-ONVAOSBC13B150UM3NX9/investment-management-banner.jpg Our fees https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592473791504-5RFEN4C97FFQLMMETL8K/photo-1511541386121-abf40fee92cd.jpg Our fees https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1668587766945-X1TOI7LD3C9079D25Q73/photo-1582588131024-d0679c848f24.jpg Our fees https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1668863542009-NBOD01GITUPVDZ7BO4W3/photo-1556877976-97ef5c8a4ff0.jpg Our fees https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592482236683-SIXMQS7VRNN6T2TSDUKC/financial-foundations-square.jpg Our fees - ellie and Joel palmer: Building financial foundations Ellie is a lawyer and Joel works in professional services. Both are in their 30s and they have a young child. They are progressing in their careers and their earnings are increasing. They want to create a financial plan that will help them manage their tax burden and build an investment and pension portfolio, to ensure they can support their child’s education and retire early, whilst ensuring their family is protected if they were to fall ill or pass away. They have savings, pensions and ISAs worth £250,000 and are making regular contributions to savings and pensions. What would our fee be? Set up: £3,500 initial planning fee plus 1.5% of any new investments. Ongoing: £1,500 retainer per year plus 0.65% per annum for ongoing investment management. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592482268158-Z7FKKQ11PGF3W9TPX7FL/photo-1569073120512-05362a6b92e7.jpg Our fees - Tom and Lynne cooper: Consolidating wealth Tom is the shareholder director of his own business and Lynne works part-time in an administrative role. They want to establish a plan to structure their household income tax-efficiently, make use of surplus cash in the business and secure the family’s long-term financial future if anything happens to Tom. They also wish to ensure they can pay for their children’s university fees. They have £500,000 in pensions and investments and Tom’s business can afford to contribute £30,000 each year into his pension, with additional contributions to other investments from his dividends. What would our fee be? Set up: £4,500 initial planning fee plus 1.5% of any new investments. Ongoing: £1,500 retainer per year plus 0.65% per annum for ongoing investment management. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592482500405-JJ386Z3R9GP146KHBXED/photo-1567698634332-42caabdbde98.jpg Our fees - Mike and joanna lilywhite: Transitioning into retirement Mike and Jo are in their late fifties. Mike is a senior civil servant and Jo is the owner-manager of a successful business. They would like to retire in a few years and want to be able to travel and live well in retirement, whilst they are still relatively young and in good health. They want to look at how they can use their savings and pensions to create sustainable income streams, whilst planning what to do with the sale proeeds of Jo’s business. They have £500,000 in their pensions with further savings and investments worth £1,000,000. Jo is expecting a significant capital event from the sale of her company. What would our fee be? Set up: £6,000 initial planning fee plus 1.5% of any new investments. Ongoing: £1,500 retainer per year plus 0.65% per annum for ongoing investment management. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1592483897050-YHNOJDC4CR4BDMV49ZUE/photo-1473679408190-0693dd22fe6a.jpg Our fees - Robert and judy slattery: quality of life and legacy Robert and Judy are in their late 70’s. They have had successful careers and sold their family business many years ago. They still have substantial capital and assets and are aware they may have a significant Inheritance Tax liability. They want ensure their wealth can be securely passed to future generations, whilst safeguarding their own financially security for the rest of their lives, especially if they need care in their elder years. Their affairs are quite complex, with a broad spread of savings, investments, pensions and property assets, with a total estate worth £5,000,000, plus an existing trust fund containing £500,000. What would our fee be? Set up: £8,000 initial planning fee plus 1.5% of any new investments. Ongoing: £1,500 retainer per year plus 0.65% per annum for ongoing investment management. https://www.wetheralls.co.uk/contact-us daily 0.75 2025-01-08 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1668587600131-VSZLQSS32RBY1OLZSPJJ/5S1A9168.jpg Feel free to get in touch with our friendly team. https://www.wetheralls.co.uk/budget-2024-summary daily 0.75 2024-10-31 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1730291502805-HG2EY0ABH7GUVY0SU7PO/alejandro-escamilla-yC-Yzbqy7PY-unsplash.jpg Budget 2024 Summary https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/79d88dd3-1ccf-45d6-83d0-5194daca3c88/Screenshot+2024-10-30+115713.png Budget 2024 Summary https://www.wetheralls.co.uk/autumn-budget-2021 daily 0.75 2021-10-28 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1620654025012-RCC2Z7UTBE3SDJMC69F6/Diary.PNG Autumn Budget 2021 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/1635421026846-X7CA2NJFMH1DR8H8NXWU/Budget+front+page.PNG Autumn Budget 2021 https://www.wetheralls.co.uk/james-wetherall daily 0.75 2024-04-04 https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/bdbccde9-9dfc-4871-9166-e45323816a52/5S1A9788.jpg James Wetherall - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5ede03823048476783c03f4f/d36e73bd-92c4-4d8b-b19d-0ecd4ef28897/A68A1726.jpg James Wetherall - Make it stand out Whatever it is, the way you tell your story online can make all the difference.